Wednesday, March 21, 2012

New Mini Goal 15 books in 12 months

Something that I've been working on is to get back to reading more. I used to read a lot more, mostly on the train or before sleep. Unfortunately I now find myself napping on the train. Still, a good book will overcome that desire.
My goal is to read 15 books in 12 months, starting from January.
As of today, I've finished 5 books, so I'm making good progress, just 10 more to go. I wish the library let you see a record of books you've taken out in the past.
SuperFreakanomics was a probably the best so far this year.

Sunday, January 15, 2012

3K Mini - First attempt

Here is a start for the 3K mini goal, 3 credit card offers, totaling $1,000 in bonuses. 

You should try to apply for the cards all within the same day. Please note that you'll have to spend roughly $4,000 in 3 months to qualify for all of offers. The Chase Freedom and Penfed Platinum are great cards on their own even without a sign up bonus. Personally, I wouldn't really use the Citi Thank You Premier because of the fee in the following year.

Chase Freedom $250 app
Chase Freedom
Spend $500 within 3 months to qualify

Citi Thank You Premier
Citi Thank You Premier
Earn 50,000 bonus ThankYou® Points after $2,500 in purchases within 3 months of account opening – enough for $500 in gift cards.
* Fee after first year

Penfed Platinum rewards 
Plus, you can jumpstart your rewards by earning 5,000 points the very first time you use your card and another 20,000 points when you spend $1,000 within the first 3 months after you begin earning points. That's $250 that you can use toward merchandise, gift cards, and other rewards. Or, you can use your points for other easy-to-redeem rewards, such as merchandise, Visa prepaid cards, or travel. 
 Penfed Platinum

Must be a member of Penfed to qualify.

Saturday, January 14, 2012

Mini Goal : 3K for 2012

This is a very simple goal. I would like to earn 3,000 dollars from non employment income in the year 2012. Most of the moneys will come from financial opportunities, bank bonuses, arbitrage situations and random deals that come up during the year. 3000, is $250 per month (who wouldn't want an extra $250 spending money?) so you're welcome to follow along, as I'll be posting some available deals. Lets see how I do!

New Year's Resolutions and mini goals

A new year comes and with it so do many New Year's Resolutions. Most of those resolutions don't last into February and fail. There re two main reasons why the resolutions fail, willpower and planning.

The willpower is something that everyone has to a certain degree. If you can commit to a project you will most likely persevere and the more willpower you have the stronger the obstacles you can overcome. You the reader should know what how strong your psyche is, and I will not dwell on ways to improve it this post.

Planning is something that is often though of as unnecessary yet sometimes it is critical to the success of a project. Consider this, most New Year's Resolutions are created on the spot, after having a few drinks in the company of friends and family. Everyone goes around and says their resolution. A person may not have the time to think through a resolution, so they just say something. Anything, except for what someone else said, you don't want to copy their idea, do you? According to Squidoo we end up with resolutions like :

1. Stop Smoking --- How?
2. Get into a Habit of being Fit --- What is the habit of being fit?
3. Lose Weight - the Battle of the Bulge --- How, how much weight?
4. Enjoy Life More. --- Way too broad and undefined
5. Quit Drinking ---Forever, or for this year? Completely?
6. Organize Yourself - ---In which part do you want to be organized?
7. Learn Something New ---In which scope? How? How frequently?
8. Get out of Debt ---How fast? Which method?
9. Spend More Time With Family ---How much time? Which family members?
10. Help People. ---Again, way too broad and undefined.

A good resolution is really a goal and a good goal is very similar to a good story, it has to answer the six W's who? what? where? when? why? how?.
A goal which is not concrete will almost surely fail and what it does accomplish will not be as optimal as when a goal is planned and defined. To learn how to properly plan a goal, read the SMART goal post SMART Goals.
As of today, I do not have a resolution for 2012. I'm stuck in 2011, where I feel like I subconsciously learned something, but have not yet realized it, and when I do, I'll most toward 2012. I will however have smaller mini-goals for 2012. Some of those will be posted and you can follow along with the progress.

Wednesday, January 4, 2012

Wednesday, August 10, 2011


If you're looking for a low cost self directed brokerage, take a look at Optionshouse.

Wednesday, February 2, 2011

Take a Mini-Vacation with a Cup of Steaming Hot Aromatherapy


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